BPI Easy Saver - Savings Account without Maintaining Balance

Finally! I was able to apply for BPI Easy Saver savings account. I got mine in Tutuban Center, they have a booth near Otto and Baliwag. I was convinced to get one since it has no maintaining balance and also served as a savings account. Meaning your money can earn an interest with just a low initial deposit. 

Requirements:

• One (1) valid ID
• PhP 200 initial deposit
• PhP 50 Express Teller Card fee
• Completely filled-out application form
• 1" x 1" ID picture

Pros:

• Low initial deposit
• No maintaining balance
• Few documentary requirements, just a valid ID and ID picture
• Served as a savings account and can also be registered in BPI Express Online, Mobile Banking and Telephone Banking
• You can get your ATM card same day that you applied for it
• Convenient, you can withdraw from any BPI ATM

Cons:

• Withdrawal  fee of PhP 5 when you withraw money from any BPI ATM + additional charge when you withdraw from other bank's ATM
• Withdrawal fee of PhP 100 when you withdraw money over-the-counter 

Other Details:

• Daily ATM Withdrawal Limit: PhP 20,000
• No. of ATM Withdrawals: 6
• Daily EPS Purchase Limit: PhP 100,000
• Cut-off time is 10PM daily. All transactions after 10PM are considered transactions of the following day. Also, please note that transactions done during weekends and holidays are posted in your bank statement the next business day.    

 

 

Of Music and Loneliness

Whenever I'm alone and listening to music, I can't help but be sentimental. To the point that I can easily relate my own experiences to each and every song being played. I remember a time during my college days, I'm in my room, listening over the radio where the DJ was giving love advices and playing a song specifically intended for the caller or the letter sender. The song that he played was Somewhere Down the Road (yeah, corny na!), I was so touched by the song that it made me reminisce on my personal experiences about love. I got so carried away that it even brought me to tears. Super emote lang. Heehee. I didn't realize that my sister is already in my room and when she saw me crying, she worriedly asked me what's wrong. Of course, I didn't admit that it's because of the song, dyahe! I lied and just said that my tummy is aching. Hahahah!