BPI Easy Saver - Savings Account without Maintaining Balance

Finally! I was able to apply for BPI Easy Saver savings account. I got mine in Tutuban Center, they have a booth near Otto and Baliwag. I was convinced to get one since it has no maintaining balance and also served as a savings account. Meaning your money can earn an interest with just a low initial deposit. 

Requirements:

• One (1) valid ID
• PhP 200 initial deposit
• PhP 50 Express Teller Card fee
• Completely filled-out application form
• 1" x 1" ID picture

Pros:

• Low initial deposit
• No maintaining balance
• Few documentary requirements, just a valid ID and ID picture
• Served as a savings account and can also be registered in BPI Express Online, Mobile Banking and Telephone Banking
• You can get your ATM card same day that you applied for it
• Convenient, you can withdraw from any BPI ATM

Cons:

• Withdrawal  fee of PhP 5 when you withraw money from any BPI ATM + additional charge when you withdraw from other bank's ATM
• Withdrawal fee of PhP 100 when you withdraw money over-the-counter 

Other Details:

• Daily ATM Withdrawal Limit: PhP 20,000
• No. of ATM Withdrawals: 6
• Daily EPS Purchase Limit: PhP 100,000
• Cut-off time is 10PM daily. All transactions after 10PM are considered transactions of the following day. Also, please note that transactions done during weekends and holidays are posted in your bank statement the next business day.    

 

 

Of Music and Loneliness

Whenever I'm alone and listening to music, I can't help but be sentimental. To the point that I can easily relate my own experiences to each and every song being played. I remember a time during my college days, I'm in my room, listening over the radio where the DJ was giving love advices and playing a song specifically intended for the caller or the letter sender. The song that he played was Somewhere Down the Road (yeah, corny na!), I was so touched by the song that it made me reminisce on my personal experiences about love. I got so carried away that it even brought me to tears. Super emote lang. Heehee. I didn't realize that my sister is already in my room and when she saw me crying, she worriedly asked me what's wrong. Of course, I didn't admit that it's because of the song, dyahe! I lied and just said that my tummy is aching. Hahahah!

How to Become a Member/Dealer of Human Heart Nature Philippines?

Just follow these easy steps:

1) Decide first on what package will you avail upon registration. Choose among the 3 options listed below:

** ₱799 Bestsellers Sample Pack (worth ₱1,002.25 at SRP), includes: **  
  > 11 of the bestselling Human Nature Products
  > 10 Magalogues
  > 10 Fliers
  > Entitles you to become Human Nature Member with 15% starting discount

  ** ₱1,999 Full Business Development Pack (worth ₱2,678.50 at SRP), includes: **
  > 26 Human Nature products
  > 15 Magalogues
  > 20 Fliers
  > Entitles you to become Human Nature Dealer with 25% starting discount

  ** ₱1,999 Hybrid Sample Pack (worth ₱2,678.50 at SRP), includes: **
   > 11 of the bestselling Human Nature products worth ₱1,002.25(at SRP)
   > 10 Magalogues
   > 10 Fliers
   > ₱1,600 worth of products of your choice (at SRP)
   > Entitles you to become Human Nature Dealer with 25% starting discount 

2) Once it's already clear to you what package to avail, print and completely fill-out the Registration Form that you can find on this link --> http://humanheartnature.com/downloads/Dealer_Registration_Form.pdf

3) For reference, please also print the Member/Dealer Terms that you can find on this link -->  http://humanheartnature.com/downloads/Dealer_Terms.pdf

4) Once you're done filling out the registration form, you may now go to any Human Nature branch and submit the form together with a valid ID. Pay the necessary amount based on your chosen package and the branch staff will process your registration.

For the complete list of Human Nature branches, click -->  http://humanheartnature.com/buy/find-a-store

5) If you don't have time to visit any Human Nature branch, you can register online, click the link then look for Option B
 --> http://humanheartnature.com/buy/dealer-registration-form
** For the "Who introduced you to Human Nature?" field, you can enter my name
-- > Rowena O. Tuico

Well, that's it! I hope this one helps. If you still have inquiries, you can send me a message and I will gladly answer them as much as I can.

Have a great day and welcome to Human Nature's army of dealers! :) 

Marine Base Resort (Ternate, Cavite)

We're planning to have our family outing by April 2012 and we've considered Marine Base Resort (or Boracay de Cavite) as one of the options. In order for us to be sure that this place is a good venue for our outing, me and my boyfriend together with my two cousins went there to see the place personally. We came from Dasmarinas Cavite and left the house at around 8am riding on motorcycle (nag-backride lang ako syempre!) and we reached the resort around 9:30am. I think travel time will be shorter if you really knew the place since on our case, we had occasional stops so we can ask directions from the locals. 

Anyways, we paid the entrance fee of 100php per head and 10php for the parking fee of our motorcycle. From the gate we still traveled about five kilometers to reach the resort. It has been a long and winding journey (haha!) but we really enjoyed it because of the beautiful scenery that you will see while on the road. if you love seeing greens and waters, you will surely love it. Oh! and we even saw a monkey on the road! 

When we finally got on the resort itself, we saw some of the marines having their sort of training. Well, since we got there just to survey the place, we didn't waste our time. We looked for the available rooms (unfortunately all rooms are occupied at that time so we were not able to get pictures), and checked the facilities/amenities that this resort has to offer. we only got few pics since we spend most of our time enjoying the water. Here are some of the pictures and other details.

Entrance fee

~ 100php/head (day) * 200php/head (overnight)

Parking fee

~ 10php/motorcycle (day) * 20php/motorcycle (overnight) 

~ 50php/vehicle (day) * 100php/vehicle (overnight)

Rooms

~ 700php (day/overnight)

Cottage

~ 350php - 450php (day/overnight)

Table

~ 250php (day/overnight)

To summarize our very short stay on this resort, I can say that the water is good although it's not that clear since maalon at that time but i didn't see any jellyfish or anything like that. The shore has off-white and fine sand. The fan rooms seemed to be okay for 700php. Rooms have 2 single beds and CR. What I didn't like here is the shower area. Obviously, they lack maintenance of the public shower/changing area. Also, the toilet doesn't even have a door! you're lucky if you've rented a room so you can have your private CR. And for your convenience, you need to bring your own food especially if you'll be staying overnight since the resort is really far from the public market. Although there is a sort of sari-sari store inside the resort wherein you can buy softdrinks, chichiria, plastic cups, soap, shampoo among others, it is still best to have your own food, utensils and toiletries.

So there, I hope this post of mine was able to give you a glimpse of Marine Base Resort. Thanks for reading and have a blessed day! ^_^

                  

Sweet Escape at Padi's Point Antipolo

so close to nature and far from the busy city

dagz while enjoying the view of nature

seeing those greens and the gentle warmth of sunshine makes me feel so relaxed

since we're really fond of sisig, we tried their crispy sisig. it tastes good but still, dencio's remain the number 1 for me! :)

although it's just a short stay, i can say that i really enjoyed this day. going to a place like antipolo, which is close to nature is a sure way to escape from the busy and noisy streets of the city :)

<10.23.2011>